First home buyer
The deposit, the grants, the jargon, the bank. I take your first home from 'where do I even start' to 'keys in the door' — comparing 40+ lenders so you get the right start, not one bank's default offer.
We start with what you can actually borrow — and comfortably repay — not a guess or a website spruik.
I check what you're eligible for — from the First Home Owner Grant to deposit schemes that can get you in sooner with a smaller deposit.
House-hunting with a pre-approval shows sellers you're serious — and shows you your true budget before you fall in love.
Paperwork, lender questions, valuation follow-ups — I handle the admin while you plan the housewarming.
The honest bit: a flashy rate headline isn't the whole story — fees, features and how a lender treats your situation matter more. That's why I compare across 40+ lenders, not just the one your parents used.
Tell me your story, your savings and your budget — no documents needed yet.
I find the right lender and get you pre-approved to house-hunt with confidence.
I manage the whole process — conditions, lender, paperwork — through to the keys.
Free, no obligation — phone, video or over a coffee.
Not sure yet? Try the borrowing power calculator.
Ideally 5-20% of the purchase price. Below 20% you'll usually pay Lenders Mortgage Insurance — but government schemes can cover that gap for eligible buyers. Book a chat and I'll check what you qualify for.
First home buyers may be able to access the First Home Owner Grant and federal deposit schemes like the First Home Guarantee. Rules change, so I'll check the current settings for your situation — it's part of the service.
Typically nothing — I'm paid by the lender at settlement. Your strategy chat and loan comparison are at no cost to you.
